I have been in the financial industry for over 35 years, with over 27 years at a major Bank before venturing out on my own in the Mortgage Brokerage industry.  I have a broad understanding of the market and your needs. Born and raised in Guelph, I have a broad understanding of the local markets and products that are available to assist you with the purchase of your new home.

As your mortgage expert, I will show you that we care about your needs first and foremost. In fact, understanding your needs is a very important part of the mortgage process. By understanding your needs, We can save you possibly thousands of dollars in potential payout penalties, extra legal fees, etc.

I will continue with you during the entire home-buying and mortgage financing process - and even after on what’s happening in the mortgage market. Many people simply forget about their mortgage until the renewal date, but there are many reasons that it pays to be informed at all times. My goal is to give impartial advice on where the market is going (are rates going up or down or are there new products and features available?) so that you are equipped with information that will help you make informed financial decisions.

Honesty and integrity is the number one principle on which true mortgage experts build their businesses. I believe in earning business by cultivating many referrals, as it is an indication to new clients that their friends, family, realtors, financial planners, lawyers, accountants and so on have all had extremely positive experiences working with me.

Whether you are buying or selling I am here to help you quickly evaluate your situation!

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

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